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highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”left” size=”2″ font_size=”” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”10px” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#ffffff” animated_text_color=”” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]Term Life 360^2.0[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” font_size=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” line_height=”” letter_spacing=”” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]Protecting Your Loved Ones
In The Event of Tragedy[/fusion_text][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”25px” bottom_margin=”” border_size=”0″ icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_button link=”https://aobgterm360.wpengine.com/#compare” text_transform=”” title=”” target=”_self” link_attributes=”” alignment_medium=”” alignment_small=”” alignment=”” modal=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color=”#64c6c2″ button_gradient_bottom_color=”#64c6c2″ button_gradient_top_color_hover=”#64c6c2″ button_gradient_bottom_color_hover=”#64c6c2″ accent_color=”” accent_hover_color=”” type=”” bevel_color=”” border_width=”” border_radius=”10″ border_color=”” border_hover_color=”” size=”xlarge” stretch=”default” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” icon=”” icon_position=”left” icon_divider=”no” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]Compare Plans[/fusion_button][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility” class=”” id=”” sep_color=”” top_margin=”40px” bottom_margin=”” border_size=”0″ icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][/fusion_builder_column][fusion_builder_column type=”3_5″ layout=”1_2″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” spacing=”” center_content=”yes” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” background_image_id=”” type_medium=”” type_small=”” order_medium=”0″ order_small=”0″ spacing_left_medium=”” spacing_right_medium=”” spacing_left_small=”” spacing_right_small=”” spacing_left=”” 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Protecting Your Loved Ones
In The Event of Tragedy

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animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]Life and AD&D Coverage[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”left” size=”4″ font_size=”1.8em” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”1.5″ letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” 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Insurance for Your Family

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In the event of unexpected death or dismemberment, Term Life 360^2.0 members can help replace lost income and pay living expenses for their family. Whether the monetary means are used for burial expenses, mortgage or other financial obligations, the ability to support one’s family when unable to financially provide gives some relief from the hardship of losing a loved one to death or qualifying injury.

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Life and AD&D Coverage

Insurance for Your Family

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Why Term Life 360^2.0?

Financial Protection for Loved Ones

Underwritten by MetLife, Term Life 360^2.0 pays a benefit to the named beneficiary in the event the policy holder suffers death or dismemberment. With term life insurance in addition to AD&D coverage, each death/dismemberment benefit is paid to the beneficiary according to the qualifying event. Financial protection is affordable with this term life plan while the cost is typically less expensive throughout ones working years.

Available Coverage Levels:

$50K Term Life + $50K AD&D
$100K Term Life + $100K AD&D

[/fusion_li_item][fusion_li_item icon=””]Domestic Partnership & Dependent Child Coverage Available[/fusion_li_item][fusion_li_item icon=””]Underwritten by Metropolitan Life Insurance Company[/fusion_li_item][/fusion_checklist][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Term Life 360 – Why – mobile” hundred_percent=”yes” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”small-visibility” status=”published” publish_date=”” class=”” id=”” link_color=”” link_hover_color=”” border_color=”” border_style=”solid” margin_top=”” margin_bottom=”” padding_top=”40px” padding_right=”” padding_bottom=”40px” padding_left=”” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”#edf4f9″ background_image=”” background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” video_preview_image=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ admin_toggled=”yes” type=”legacy” flex_align_items=”stretch”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ spacing=”” center_content=”yes” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” background_image_id=”” hover_type=”none” border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”fade” animation_direction=”left” animation_speed=”0.6″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” align_content=”center” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true”][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”left” size=”3″ font_size=”1.8em” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”1.1″ letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”0px” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#494c4e” animated_text_color=”” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Why Term Life 360^2.0?

Financial Protection for Loved Ones

Underwritten by MetLife, Term Life 360^2.0 pays a cash benefit to the named beneficiary in the event the policy holder suffers death or dismemberment. With term life insurance in addition to AD&D coverage, each death/dismemberment benefit is paid to the beneficiary according to the qualifying event. Financial protection is affordable with this term life plan while the cost is typically less expensive throughout ones working years.

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Access to a Large Network of Physicians & Specialists

[/fusion_title][fusion_title title_type=”rotating” rotation_effect=”lightSpeedIn” display_time=”2000″ highlight_effect=”underline” loop_animation=”off” highlight_width=”10″ highlight_top_margin=”10″ before_text=”” rotation_text=”Domestic Partnership & Dependent Child Coverage Available” highlight_text=”Save Money on Prescriptions” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”1″ font_size=”12px” animated_font_size=”12px” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#18b7cb” animated_text_color=”#18b7cb” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Save Money on Prescriptions

[/fusion_title][fusion_title title_type=”rotating” rotation_effect=”lightSpeedIn” display_time=”6000″ highlight_effect=”underline” loop_animation=”off” highlight_width=”10″ highlight_top_margin=”10″ before_text=”” rotation_text=”Underwritten by MetLife Life Insurance & Additional Benefits” highlight_text=”HIPP Benefits on Select Plans” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”1″ font_size=”12px” animated_font_size=”12px” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#18b7cb” animated_text_color=”#18b7cb” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

HIPP Benefits on Select Plans

[/fusion_title][fusion_title title_type=”rotating” rotation_effect=”lightSpeedIn” display_time=”8000″ highlight_effect=”underline” loop_animation=”off” highlight_width=”10″ highlight_top_margin=”10″ before_text=”” rotation_text=”AllState Identity Protection & ICE Tracer Included” highlight_text=”Access to Multiple Value-Added Benefits” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”1″ font_size=”12px” animated_font_size=”12px” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#18b7cb” animated_text_color=”#18b7cb” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Access to Multiple Value-Added Benefits

[/fusion_title][fusion_title title_type=”rotating” rotation_effect=”lightSpeedIn” display_time=”10000″ highlight_effect=”underline” loop_animation=”off” highlight_width=”10″ highlight_top_margin=”10″ before_text=”” rotation_text=”Available in 45 states” highlight_text=”ACA Mandated Screenings, Immunizations & Testing Included” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”1″ font_size=”12px” animated_font_size=”12px” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#18b7cb” animated_text_color=”#18b7cb” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

ACA Mandated Screenings, Immunizations & Testing Included

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box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”fade” animation_direction=”up” animation_speed=”0.6″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” align_self=”flex-start” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true”][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”3″ font_size=”2.5em” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”1.5″ letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”5px” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#f37268″ animated_text_color=”” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]The Value In Term Life 360^2.0[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” font_size=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” line_height=”” letter_spacing=”” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Protect & Prepare Your Loved Ones for the Unexpected

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The Value In Term Life 360^2.0

Protect & Prepare Your Loved Ones for the Unexpected

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Payment Directly to Beneficiary

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Health, Lifestyle & Professional Services

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$50,000-$100,000 Available

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No Medical Exam Required

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Add Member & Child(ren)

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Value Added Lifestyle Perks

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Payment Directly to Beneficiary

Health, Lifestyle & Professional Services

$50,000-$100,000 Available

No Medical Exam Required

Add Member & Child(ren)

Value Added Lifestyle Perks

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Protect Your Family from Financial Hardship

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Term Life 360^2.0 helps provide your family with financial stability with two plan levels to choose from.

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$50K Term Life
+
$50K AD&D

[/fusion_title][fusion_builder_row_inner][fusion_builder_column_inner type=”1_1″ layout=”1_1″ spacing=”” center_content=”no” hover_type=”none” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”25px” padding_bottom=”” padding_left=”25px” margin_top=”” margin_bottom=”” background_type=”single” background_color=”” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true”][fusion_checklist icon=”fa-circle fas” iconcolor=”#64c6c2″ circle=”no” circlecolor=”” size=”12px” divider=”no” divider_color=”#7799ad” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=””][fusion_li_item icon=””]Simplified Issue Term Life Insurance Underwritten by MetLife[/fusion_li_item][fusion_li_item icon=””]

Spouse Coverage 50% of Members Coverage Amount

[/fusion_li_item][fusion_li_item icon=””]Additional MetLife Plan Benefits Included:

Will Preparation Services¹
Estate Resolution Services²
Grief Counseling³
Funeral Planning Assistance³
Total Control Account⁵
Accelerated Benefits Option⁶

[/fusion_li_item][/fusion_checklist][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” flex_grow=”0″ top_margin=”20px” bottom_margin=”20px” width=”” alignment=”center” border_size=”” sep_color=”” icon=”” icon_size=”” icon_color=”” icon_circle=”” icon_circle_color=”” /][fusion_button link=”” text_transform=”” title=”” target=”_self” link_attributes=”” alignment_medium=”” alignment_small=”” alignment=”center” modal=”TermLifeDesktop” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color=”#64c6c2″ button_gradient_bottom_color=”#64c6c2″ button_gradient_top_color_hover=”#f37268″ button_gradient_bottom_color_hover=”#f37268″ accent_color=”” accent_hover_color=”” type=”” bevel_color=”” border_width=”” border_radius=”0″ border_color=”” 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$100K Term Life
+
$100K AD&D

Spouse Coverage 50% of Members Coverage Amount

[/fusion_li_item][fusion_li_item icon=””]Additional MetLife Plan Benefits Included:

Will Preparation Services¹
Estate Resolution Services²
Grief Counseling³
Funeral Planning Assistance³
Total Control Account⁵
Accelerated Benefits Option⁶

[/fusion_li_item][/fusion_checklist][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” flex_grow=”0″ top_margin=”20px” bottom_margin=”20px” width=”” alignment=”center” border_size=”” sep_color=”” icon=”” icon_size=”” icon_color=”” icon_circle=”” icon_circle_color=”” /][fusion_button link=”” text_transform=”” title=”” target=”_self” link_attributes=”” alignment_medium=”” alignment_small=”” alignment=”center” modal=”TermLifeDesktop” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color=”#64c6c2″ button_gradient_bottom_color=”#64c6c2″ button_gradient_top_color_hover=”#f37268″ button_gradient_bottom_color_hover=”#f37268″ accent_color=”” accent_hover_color=”” type=”” bevel_color=”” border_width=”” border_radius=”0″ border_color=”” 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Contact Agent to Enroll

[/fusion_title][fusion_modal name=”TermLifeDesktop” title=”TermLife 360 2.0 (Underwritten by MetLife)” size=”large” background=”#ffffff” border_color=”” show_footer=”yes” class=”” id=””]

Insured Benefit

Maximum benefit amount of Term Life Insurance For the Member

Age			Maximum Benefit
Under the age of 50			$100,000³
Ages 50-59			$50,000³

Maximum benefit amount of Term Life Insurance For the Member’s Spouse / Domestic Partner

Age			Maximum Benefit
Under the age of 50			$50,000⁴
Ages 50-59			$25,000⁴

The spouse/domestic partner coverage amount cannot exceed 50% of the member’s coverage amount.

Maximum benefit amount of Term Life Insurance For the Member’s Dependent Children²

Age			Maximum Benefit
15 days to 1 year old			$1,000
1 year to age 26			$10,000

Additional plan benefits

Life insurance can be a critical first step in helping to ensure your family’s financial wellbeing. With your supplemental term life Insurance coverage, you get access to meaningful features to help you make the right decisions to manage what life may bring, at no additional cost to you.

Valuable built-in features

Will Preparation Services⁵

Offers you and your spouse/domestic partner unlimited face-to -face or telephone meetings with an attorney, from MetLife Legal Plans’ network of over 18,000 participating attorneys, to prepare or update a will, living will, and Power of Attorney.

Estate Resolution Services⁶

Estate representatives and beneficiaries may receive unlimited face-to -face legal assistance with probating your and your spouse/domestic partner’s estate. Beneficiaries can also consult an attorney, from MetLife Legal Plans’ network of more than over 18,000 participating attorneys, for general questions about the probate process.

Grief Counseling⁷

Provides you and your dependents up to five private counseling sessions with a professional grief counselor — per event — to help cope with a loss, no matter the circumstances, whether it’s a death, an illness or divorce. Sessions may also be held over the phone.

Funeral Planning Assistance⁷

Services designed to simplify the funeral planning process for your loved ones and beneficiaries to assist them with organizing an event that will honor a loved one’s life from a self-paced funeral planning guide to services such as locating funeral homes, florists and local support groups.

Total Control Account®⁸

The Total Control Account (TCA) is a settlement option that provides your loved ones with a safe and convenient way to manage life insurance proceeds. They’ll have the convenience of immediate access to any or all of their proceeds through an interest-bearing account with unlimited check-writing privileges. The Total Control Account also allows beneficiaries time to decide what to do with their proceeds.

Accelerated Benefits Option⁹

You can receive up to 80% of your supplemental term life insurance proceeds to a maximum of $80,000 ($40,000 for dependent spouse/domestic partners) in the event that you (or your spouse/domestic partner) become terminally ill and are diagnosed with less than 24 months to live. This can go a long way toward helping your family meet medical and other related expenses at this difficult time.

Term Life Insurance Learn More

Is a medical exam required?

No. You must complete our short-form application. This form includes only a few medical questions and asks for your height and weight. If you can answer “no” to all medical questions, coverage can be issued. It’s a simplified way to apply for life insurance coverage.

Will this plan pay in addition to other coverage?

Yes. This plan pays in addition to any other insurance coverage you have.

¹You must be a member in good standing of the Premier Business Association to qualify for this insurance plan.

²Refers to your unmarried dependent children to age 26.

³Coverage reduces at age 65 to 50% of the face value amount before terminating at age 70.

⁴Coverage for spouse/domestic partner reduces at age 65 to 50% of the face value amount before terminating at age 70

^{5 & 6}Will Preparation and MetLife Estate Resolution Services are offered by MetLife Legal Plans, Inc., Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation. Tax Planning and preparation of Living Trusts are not covered by the Will Preparation Service. Certain services are not covered by Estate Resolution Services, including matters in which there is a conflict of interest between the executor and any beneficiary or heir and the estate; any disputes with the group policyholder, MetLife and/or any of its affiliates; any disputes involving statutory benefits; will contests or litigation outside probate court; appeals; court costs, filing fees, recording fees, transcripts, witness fees, expenses to a third party, judgments or fines; and frivolous or unethical matters.

⁷Grief Counseling and Funeral Planning Assistance are provided through an agreement with LifeWorks US Inc. LifeWorks is not an affiliate of MetLife, and the services LifeWorks provides are separate and apart from the insurance provided by MetLife. LifeWorks has a nationwide network of over 30,000 counselors. Counselors have master’s or doctoral degrees and are licensed professionals. The Grief Counseling program does not provide support for issues such as: domestic issues, parenting issues, or marital/relationship issues (other than a finalized divorce). This program is available to insureds, their dependents and beneficiaries who have received a serious medical diagnosis or suffered a loss. Events that may result in a loss are not covered under this program unless and until such loss has occurred.

⁸Subject to state law, and/or group policyholder direction, the Total Control Account (TCA) is provided for all Life and AD&D benefits of $5,000 or more. The TCA is not insured by the Federal Deposit Insurance Corporation or any government agency. The assets backing TCA are maintained in MetLife’s general account and are subject to MetLife’s creditors. MetLife bears the investment risk of the assets backing the TCA and expects to earn income sufficient to pay interest to TCA Accountholders and to provide a profit on the operation of the TCAs.

⁹The Accelerated Benefits Option is subject to state regulation and is intended to qualify for favorable federal income tax treatment, in which case the benefits will not be subject to federal income taxation. This information was written as a supplement to the marketing of life insurance products. Tax laws relating to accelerated benefits are complex and limitations may apply. You are advised to consult with and rely on an independent tax advisor about your own particular circumstances. Receipt of accelerated benefits may affect your eligibility, or that of your spouse or your family, for public assistance programs such as medical assistance (Medicaid), Temporary Assistance to Needy Families (TANF), Supplementary Social Security Income (SSI) and drug assistance programs. You are advised to consult with social service agencies concerning the effect that receipt of accelerated benefits will have on public assistance eligibility for you, your spouse or your family.

Insured Benefit

Maximum benefit amount of voluntary AD&D

	Maximum Benefit	Minimum Benefit
For Member Only	$100,000	$50,000
Spouse and eligible child or children²	Spouse: 40% of the member amount Each child: 10% of the member amount
Spouse (and no eligible child or children)	50% of the member amount
No spouse but dependent Children²	Each child: 15% of the member amount

If your spouse/domestic partner is age 70 or older on his or her effective date of insurance, accidental death and dismemberment insurance is not available. If your spouse/domestic partner is under age 70 on the effective date of his or her insurance, the spouse/domestic partner’s accidental death and dismemberment insurance will end on the date on which the spouse/domestic partner attains age 70.

Schedule of covered losses

All amounts listed are stated as percentages of the full amount.

Covered Loss			Benefit Amount
Life			100%
Hand permanently severed at or above the wrist but below the elbow			50%
Foot permanently severed at or above the ankle but below the knee			50%
Arm permanently severed at or above the elbow			75%
Leg permanently severed at or above the knee			75%
Sight of one eye			50%
Combination of a hand, foot and/or eye			100%
Thumb and index finger on the same hand			25%
Speech and hearing			100%
Speech			50%
Hearing			50%
Paralysis of both arms and both legs			100%
Paralysis of both legs			50%
Paralysis of the arm and leg on either side of the body			50%
Paralysis of one arm or leg			25%
Brain damage			100%
Coma			1% monthly for up to 60 months

Maximum amount payable for all covered losses sustained in one accident is capped at 100% of the full amount.

Additional plan benefits

This plan will pay additional benefits³ if an accidental death benefit is payable and:

Covered Loss			Benefit Amount
Air bag(s) are in use			5% up to $10,000
Seat belt(s) are in use			10% up to 25,000
Traveling on a common carrier (i.e., commercial airline)			100% of full amount

The plan will also provide additional benefits³ for the following:

Childcare center
Child education
Hospital confinement
Common disaster

AD&D Insurance Learn More

Is a medical exam required?

No. Your acceptance is guaranteed!⁴ There is no medical exam and no medical questions; you may apply quickly and easily.

How long can my coverage continue?

Your coverage can continue as long as you pay your premium when due, remain a member, have not reached age 70, remain in an eligible class, the insurance continues for your class, the participating association continues to participate in the trust and the policy remains in force. Please see the certificate of insurance for details.

Are there any exclusions to my coverage?

Yes. This policy will not pay benefits for any loss caused by:

physical or mental illness or infirmity, or the diagnosis or treatment of such illness or infirmity;
infection, other than infection occurring in an external accidental wound or from food poisoning;
suicide or attempted suicide In Missouri, such exclusion only applies while the person is sane;
intentionally self-inflicted injury;
service in the armed forces of any country or international authority. However, service in reserve forces does not constitute service in the armed forces, unless in connection with such reserve service an individual is on active military duty as determined by the applicable military authority other than weekend or summer training. For purposes of this provision reserve forces are defined as reserve forces of any branch of the military of the United States or of any other country or international authority, including but not limited to the National Guard of the United States or the national guard of any other country];
injuries received while traveling by air (except as specifically provided) / any incident related to:
- travel in an aircraft as a pilot, crew member, flight student or while acting in any capacity other than as a passenger;
- travel in an aircraft for the purpose of parachuting or otherwise exiting from such aircraft while it is in flight;
- parachuting or otherwise exiting from an aircraft while such aircraft is in flight, except for self-preservation;
- travel in an aircraft or device used:
  - for testing or experimental purposes;
  - by or for any military authority; or
  - for travel or designed for travel beyond the earth’s atmosphere;
committing or attempting to commit a felony;
operating a vehicle while intoxicated;
the voluntary intake or use by any means of:
- any drug, medication or sedative, unless it is:
  - taken or used as prescribed by a Physician; or
  - an “over the counter” drug, medication or sedative taken as directed;
- alcohol in combination with any drug, medication, or sedative; or
- poison, gas, or fumes;
war, whether declared or undeclared; or
act of war, insurrection, rebellion or active participation in a riot.

Is there an exclusion for intoxication?

Yes. This policy will not pay benefits for any loss if the injured party is intoxicated at the time of the incident and is the operator of a vehicle or other device involved in the incident. Intoxicated means that the injured person’s blood alcohol level met or exceeded the level that creates a legal presumption of intoxication under the laws of the jurisdiction in which the incident occurred.

¹You must be a member in good standing of the Premier Business Association to qualify for this
insurance plan.
²Refers to your unmarried dependent children to age 26.
³Benefit is dependent on type of covered loss.
⁴You must be able to perform normal activities for coverage to become effective.

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sticky_background_color=”” sticky_height=”” sticky_offset=”” sticky_transition_offset=”0″ scroll_offset=”0″ animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ admin_toggled=”yes”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ spacing=”” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” hover_type=”none” border_color=”” border_style=”solid” border_position=”all” border_radius=”” box_shadow=”no” dimension_box_shadow=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_image_id=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true”][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”3″ font_size=”1.8em” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#f37268″ animated_text_color=”” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]Protect Your Family from Financial Hardship[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” font_size=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” line_height=”” letter_spacing=”” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Term Life 360^2.0 helps provide your family with financial stability with two plan levels to choose from.

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$50K Term Life
+
$50K AD&D

Spouse Coverage 50% of Members Coverage Amount

[/fusion_li_item][fusion_li_item icon=””]Additional MetLife Plan Benefits Included:

Will Preparation Services¹
Estate Resolution Services²
Grief Counseling³
Funeral Planning Assistance³
Total Control Account⁵
Accelerated Benefits Option⁶

[/fusion_li_item][/fusion_checklist][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_separator style_type=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” flex_grow=”0″ top_margin=”20px” bottom_margin=”20px” width=”” alignment=”center” border_size=”” sep_color=”” icon=”” icon_size=”” icon_color=”” icon_circle=”” icon_circle_color=”” /][fusion_button link=”” text_transform=”” title=”” target=”_self” link_attributes=”” alignment_medium=”” alignment_small=”” alignment=”center” modal=”TermLifeMobile” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”custom” button_gradient_top_color=”#64c6c2″ button_gradient_bottom_color=”#64c6c2″ button_gradient_top_color_hover=”#f37268″ button_gradient_bottom_color_hover=”#f37268″ accent_color=”” accent_hover_color=”” type=”” bevel_color=”” border_width=”” border_radius=”0″ border_color=”” 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animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://aobgterm360.wpengine.com/wp-content/uploads/2020/06/Term-Life-new-corner3.jpg[/fusion_imageframe][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”2″ font_size=”25px” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”30px” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”10px” margin_right=”” margin_bottom=”30px” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”” animated_text_color=”” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

$100K Term Life
+
$100K AD&D

Spouse Coverage 50% of Members Coverage Amount

[/fusion_li_item][fusion_li_item icon=””]Additional MetLife Plan Benefits Included:

Will Preparation Services¹
Estate Resolution Services²
Grief Counseling³
Funeral Planning Assistance³
Total Control Account⁵
Accelerated Benefits Option⁶

[/fusion_modal][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”center” size=”1″ font_size=”25px” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”” letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#f37268″ animated_text_color=”” highlight_color=”” style_type=”none” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Contact Agent to Enroll

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Value Added Benefits⁷

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Value Added Benefits⁷

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Allstate™ Identity Protection

[/fusion_title][fusion_title title_type=”text” rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”left” size=”4″ font_size=”2em” animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” line_height=”1.5″ letter_spacing=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”0px” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” text_color=”#f37268″ animated_text_color=”” highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]ID Theft Protection[/fusion_title][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” font_size=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” line_height=”” letter_spacing=”” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

Allstate Identity Protection delivers comprehensive financial and identity monitoring to help you protect yourself against the impact of identity theft. See your personal data, monitor it with rapid alerts, and help protect your identity. If fraud occurs, Allstate Identity Protection’s highly trained in-house experts will fully manage and restore your identity. Plus get up to $1 million in coverage for your associated out-of-pocket costs.

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Allstate™ Identity Protection

ID Theft Protection

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ICE Tracer

Emergency Health Info

A Personal Health Record System to add, edit and store life-saving emergency contact and medical information. In the event of an unforeseen accident, this information is available via a wallet card to provide you with the best emergency care possible.

ICE Tracer

Emergency Health Info

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Association Membership Benefits

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Association Membership Benefits

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The Premier Business Association (Premier Business)* is a non-profit organization serving the goals and needs of small businesses, the self-employed, independent contractors, and entrepreneurs from across the nation. Premier Business has been dedicated to providing benefits and resources to help its members with professional, lifestyle and health-related benefits, as well as advocacy opportunities so they can have a voice on issues that may impact their success. Despite changes to the economy and the health care landscape that have made an uncertain future, Premier Business is focused on assisting its members in any way possible and growing into a leader for the independent business person.

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*PBA benefits are not provided by Metropolitan Life Insurance Company.

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PBA benefits are not provided by Metropolitan Life Insurance Company.

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Testimonials

Here’s what our grateful members had to say about Term Life 360^2.0:

“Knowing that my family will be financially protected with my term life policy helps me rest better at night.”

[/fusion_testimonial][fusion_testimonial name=”Amanda W.” avatar=”image” image=”” image_id=”” image_border_radius=”” company=”” link=”” target=”_self”]

“Being able to purchase life insurance for my husband and young daughter was what helped me make the decision to choose Term Life 360^2.0“

[/fusion_testimonial][fusion_testimonial name=”Bobby G.” avatar=”image” image=”” image_id=”” image_border_radius=”” company=”” link=”” target=”_self”]

” have had a few health issues in the past so the fact that I did not have to complete a medical exam to qualify for a large amount of coverage made me very happy.”

[/fusion_testimonial][fusion_testimonial name=”Paige N.” avatar=”image” image=”” image_id=”” image_border_radius=”” company=”” link=”” target=”_self”]

“Becoming a part of the Premier Business Association really pushed me to make some lifestyle changes and focus on becoming healthier for my family”

[/fusion_testimonial][fusion_testimonial name=”Riley T.” avatar=”image” image=”” image_id=”” image_border_radius=”” company=”” link=”” target=”_self”]

“After hours of research, this life product was the best fit for my family and gave us additional accident coverage for my husband who is a firefighter and puts his life on the line for others every day!”