Life and AD&D Coverage
Insurance for Your Family
In the event of unexpected death or dismemberment, Term Life 3602.0 members can help replace lost income and pay living expenses for their family. Whether the monetary means are used for burial expenses, mortgage or other financial obligations, the ability to support one’s family when unable to financially provide gives some relief from the hardship of losing a loved one to death or qualifying injury.

Life and AD&D Coverage
Insurance for Your Family
In the event of unexpected death or dismemberment, Term Life 3602.0 members can help replace lost income and pay living expenses for their family. Whether the monetary means are used for burial expenses, mortgage or other financial obligations, the ability to support one’s family when unable to financially provide gives some relief from the hardship of losing a loved one to death or qualifying injury.
Why Term Life 3602.0?
Financial Protection for Loved Ones
Underwritten by MetLife, Term Life 3602.0 pays a benefit to the named beneficiary in the event the policy holder suffers death or dismemberment. With term life insurance in addition to AD&D coverage, each death/dismemberment benefit is paid to the beneficiary according to the qualifying event. Financial protection is affordable with this term life plan while the cost is typically less expensive throughout ones working years.
Why Term Life 3602.0?
Financial Protection for Loved Ones
Underwritten by MetLife, Term Life 3602.0 pays a cash benefit to the named beneficiary in the event the policy holder suffers death or dismemberment. With term life insurance in addition to AD&D coverage, each death/dismemberment benefit is paid to the beneficiary according to the qualifying event. Financial protection is affordable with this term life plan while the cost is typically less expensive throughout ones working years.
Guaranteed Acceptance with No Medical Exam or Questions
Domestic Partnership & Dependent Child Coverage Available
Underwritten by MetLife Life Insurance & Additional Benefits
AllState Identity Protection & ICE Tracer Included
Available in 45 states
The Value In Term Life 3602.0
Protect & Prepare Your Loved Ones for the Unexpected
The Value In Term Life 3602.0
Protect & Prepare Your Loved Ones for the Unexpected
Protect Your Family from Financial Hardship
Term Life 3602.0 helps provide your family with financial stability with two plan levels to choose from.
Contact Agent to Enroll
Protect Your Family from Financial Hardship
Term Life 3602.0 helps provide your family with financial stability with two plan levels to choose from.
Contact Agent to Enroll
Value Added Benefits7
Value Added Benefits7
Allstate™ Identity Protection
ID Theft Protection
Allstate Identity Protection delivers comprehensive financial and identity monitoring to help you protect yourself against the impact of identity theft. See your personal data, monitor it with rapid alerts, and help protect your identity. If fraud occurs, Allstate Identity Protection’s highly trained in-house experts will fully manage and restore your identity. Plus get up to $1 million in coverage for your associated out-of-pocket costs.
Allstate™ Identity Protection
ID Theft Protection
Allstate Identity Protection delivers comprehensive financial and identity monitoring to help you protect yourself against the impact of identity theft. See your personal data, monitor it with rapid alerts, and help protect your identity. If fraud occurs, Allstate Identity Protection’s highly trained in-house experts will fully manage and restore your identity. Plus get up to $1 million in coverage for your associated out-of-pocket costs.
ICE Tracer
Emergency Health Info
A Personal Health Record System to add, edit and store life-saving emergency contact and medical information. In the event of an unforeseen accident, this information is available via a wallet card to provide you with the best emergency care possible.
ICE Tracer
Emergency Health Info
A Personal Health Record System to add, edit and store life-saving emergency contact and medical information. In the event of an unforeseen accident, this information is available via a wallet card to provide you with the best emergency care possible.
Association Membership Benefits
Association Membership Benefits

The Premier Business Association (Premier Business)* is a non-profit organization serving the goals and needs of small businesses, the self-employed, independent contractors, and entrepreneurs from across the nation. Premier Business has been dedicated to providing benefits and resources to help its members with professional, lifestyle and health-related benefits, as well as advocacy opportunities so they can have a voice on issues that may impact their success. Despite changes to the economy and the health care landscape that have made an uncertain future, Premier Business is focused on assisting its members in any way possible and growing into a leader for the independent business person.
Save 20% to 40% on chiropractic fees at participating chiropractors across the country.
Daily wellness articles, health tips, personalized workout programs.
TruHearing® offers savings of 30-60% off retail prices on a wide variety of hearing aids in different styles and colors.
Save 10% to 60% off eyeglasses, contact lenses and other retail eyewear items at participating providers.
Members have unlimited access to Registered Nurses via a toll-free telephone number.
Save 10% on diabetic, health & wellness, and pet health.
Our members can save an additional 20% on a wide range of vitamins.
Nutrition, fitness, stress management, and supplementation information.
Up to 25% off your rental when you use the Avis or Budget discount code.
Members save up to 20% off the best available rate at participating Choice Hotels.
Save up to 30% off the entire product line of laptops, tablets, desktops, servers, and more!
Exclusive perks and over $4,500 in savings on everything!
Save up to 80% on over 93,000 products at any Office Depot or OfficeMax store.
Save $10 on rock chip repair, $20 on glass replacement through Safelite® AutoGlass.
Online booking website comparable to Expedia & Priceline, offering Member Only prices.
Discounts on UPS delivery services for a variety of shipping options.
*PBA benefits are not provided by Metropolitan Life Insurance Company.

The Premier Business Association (Premier Business)* is a non-profit organization serving the goals and needs of small businesses, the self-employed, independent contractors, and entrepreneurs from across the nation. Premier Business has been dedicated to providing benefits and resources to help its members with professional, lifestyle and health-related benefits, as well as advocacy opportunities so they can have a voice on issues that may impact their success. Despite changes to the economy and the health care landscape that have made an uncertain future, Premier Business is focused on assisting its members in any way possible and growing into a leader for the independent business person.
Save 20% to 40% on chiropractic fees at participating chiropractors across the country.
Daily wellness articles, health tips, personalized workout programs.
TruHearing® offers savings of 30-60% off retail prices on a wide variety of hearing aids in different styles and colors.
Save 10% to 60% off eyeglasses, contact lenses and other retail eyewear items at participating providers.
Members have unlimited access to Registered Nurses via a toll-free telephone number.
Save 10% on diabetic, health & wellness, and pet health.
Our members can save an additional 20% on a wide range of vitamins.
Nutrition, fitness, stress management, and supplementation information.
Up to 25% off your rental when you use the Avis or Budget discount code.
Members save up to 20% off the best available rate at participating Choice Hotels.
Save up to 30% off the entire product line of laptops, tablets, desktops, servers, and more!
Exclusive perks and over $4,500 in savings on everything!
Save up to 80% on over 93,000 products at any Office Depot or OfficeMax store.
Save $10 on rock chip repair, $20 on glass replacement through Safelite® AutoGlass.
Online booking website comparable to Expedia & Priceline, offering Member Only prices.
Discounts on UPS delivery services for a variety of shipping options.
PBA benefits are not provided by Metropolitan Life Insurance Company.
Testimonials
Here’s what our grateful members had to say about Term Life 3602.0:
“Knowing that my family will be financially protected with my term life policy helps me rest better at night.”
“Being able to purchase life insurance for my husband and young daughter was what helped me make the decision to choose Term Life 3602.0“
” have had a few health issues in the past so the fact that I did not have to complete a medical exam to qualify for a large amount of coverage made me very happy.”
“Becoming a part of the Premier Business Association really pushed me to make some lifestyle changes and focus on becoming healthier for my family”
“After hours of research, this life product was the best fit for my family and gave us additional accident coverage for my husband who is a firefighter and puts his life on the line for others every day!”
Testimonials
Here’s what our grateful members had to say about Term Life 3602.0:
“Knowing that my family will be financially protected with my term life policy helps me rest better at night.”
“Being able to purchase life insurance for my husband and young daughter was what helped me make the decision to choose Term Life 3602.0“
” have had a few health issues in the past so the fact that I did not have to complete a medical exam to qualify for a large amount of coverage made me very happy.”
“Becoming a part of the Premier Business Association really pushed me to make some lifestyle changes and focus on becoming healthier for my family”
“After hours of research, this life product was the best fit for my family and gave us additional accident coverage for my husband who is a firefighter and puts his life on the line for others every day!”

With 153 years of experience, the MetLife companies are a leading innovator and a recognized leader in protection planning and retirement and savings solutions around the world. We have established a strong presence in more than 40 markets globally through organic growth, acquisitions, joint ventures and other partnerships. We are strengthening our global brand by extending core products and competencies to markets around the world – an important driver of growth for the enterprise.

With 153 years of experience, the MetLife companies are a leading innovator and a recognized leader in protection planning and retirement and savings solutions around the world. We have established a strong presence in more than 40 markets globally through organic growth, acquisitions, joint ventures and other partnerships. We are strengthening our global brand by extending core products and competencies to markets around the world – an important driver of growth for the enterprise.